Dwelling Coverage: Protects the structure of your home (walls, roof, built-in appliances) against perils like fire, wind, theft, and vandalism

Personal Property Coverage: Covers personal belongings (furniture, clothing, electronics) if damaged or stolen

Liability Protection: Offers financial protection if someone is injured on your property or if you cause damage to someone else's property, covering legal fees and medical expenses

Additional Living Expenses : Provides coverage for temporary housing and living costs if your home becomes uninhabitable due to a covered loss.